Wednesday, December 23, 2015

Living on a Fixed Income in a Valencia Active Adult Community

If you are a baby boomer who has recently hit retirement and you are now living on a fixed income, you may be surprised at how you can make a little go a long way. Wilma Pinstein is a real estate agent and specialist for active adult communities in Valencia, Florida. Wilma Pinstein aims to sell you the perfect home that will fit your needs, as well as your lifestyle. Wilma finds joy in helping all of her clients and potential clients find and adopt the perfect active adult lifestyle in Valencia.
Here are some of the 55 plus community specialist’s tips for stretching your fixed budget as far as possible:

·         Downsize. If possible, downsizing your living space is an excellent way to lower expenses. Many active adult communities in Valencia, Florida have perfectly sized homes with monthly fees to maintain the community. Living in a smaller home will allow you to save on utilities, maintenance, mortgage, and much more.

You can also consider moving to a tax friendly state, which can potentially allow you to reduce taxes on real estate and income, including investment income. Moving locations also allows for a new start in this new chapter of your 55 plus life. You can find an active adult community that offers social clubs, activities, and community amenities that promote active lifestyles. If you find an adult community that has it all, you may be able to get by without a vehicle and be able to save even more money.

·         Cooking at Home. With proper planning ahead and shopping wisely, making the switch to cooking at home can greatly reduce your monthly food budget. If you regularly plan your meals, you can also cut down on trips to the grocery store, which will save on gas or transportation and will also cut down on your monthly bills.

Be sure to keep an eye out for sales and then purchase items in bulk in order to save money. However, this often does not work for perishable items if you do not use them fast enough. Make a shopping list and stick to it, and take inventory of your pantry and refrigerator to avoid over-buying or duplicate purchases. Lastly, set aside a day for cooking batches and freeze meals in single serving portions.

·         Keep track of Senior Discounts and Prescription Costs. The Valencia active adult community realtor knows that the easiest way to save money is through senior discounts. AARP offers a prescription discount card for all of their members. These cards can help you save almost 40% off prescription medications regardless of health or age status.

AARP also wants their members to be aware that a variety of merchants have regular senior discount programs. There are clothing shops, local gyms, utility companies, service repair shops, and hair salons that provide special discounts tot AARP members.

·         Find Free or Low Cost Entertainment. You do not have to pay full price to go out and have fun as an active adult and 55 plus citizen. AARP sometimes offers discounts to baseball games, movie theaters, opera shows, or Broadway-style Theater. Many other local attractions also offer discounts to visiting seniors; including the zoo, local museums, or botanical gardens.


If you have also made the move to an active adult community in Valencia, there may be activities and social clubs that you can become involved in that is included in your HOA fees and is no extra cost.

Is Moving To An Active Adult Community in Valencia, Florida Right For You?

With an empty nest and retirement coming in the near future, your plans for the future may shift to downsizing and/or relocation to warmer climates. Active adult communities in Valencia may begin to look appealing with their low-maintenance housing and amenities designed to support healthy living.
There are many different reasons for an active adult to be interested in living in an adult community in Valencia, Florida. Aside from the seemingly perfect year-round weather, 55 plus communities in Valencia offer non-stop activities, kid-free environments, and there is no need to worry about home maintenance and other homeowner obligations.
Wilma Pinstein is an active adult community specialist and realtor, and can help you find the perfect active adult community in Valencia to suit your wants and needs. Ms. Pinstein realizes that 55 plus communities may not be a perfect fit for everyone, so she has these key points to keep in mind and help you determine if a Valencia active adult community is a good fit for you and your lifestyle.
Here are some questions that the Valencia, Florida real estate agent suggests asking yourself when considering if adult living is right for you:

Where do you want to live?
Depending on where you envision yourself living, whether it is a scenic mountain retreat or a coastal retirement in Valencia, you will likely find a variety of active adult communities in your desired location. You can find active adult communities throughout the country, many of which are in suburban settings. No matter how impressive the community may be, you will need to make sure that you love the location and surrounding communities as well.

What kind of community do you prefer living?
Each active adult community is unique, and there are many differentiating features for each community.  Some active adult communities are age restricted, while others are open to everyone but have age targeted activities. Many of the larger, active adult communities have a wide variety of amenities such as golf courses, tennis courts, social clubs, classes and special events. If you don’t plan on using any of these facilities you may want to consider a smaller neighborhood, since additional activities and amenities can mean extra fees.

Will you be comfortable with community rules?
Rules often come along with an active adult living facility that is enforced by the governing homeowner’s association (HOA). The rules are intended to protect your investment and help others get along, but some people find the rules to be restricting. These rules generally include regulations such as the amount of pets you can own, how long kids can visit, or rules for exterior home improvements. Make sure that you are comfortable with the community’s rules before you buy.

Have you considered and factored in monthly HOA fees into your budget?

Active adult communities in Valencia generally have an HOA monthly or annual fee that is used to pay for community maintenance and amenities. These fees vary from one community to the next and can depend on the services they include. These fees can cover a variety of expenses such as exterior home maintenance, lawn care, and trash removal; or, they can be limited to upkeep of common areas and community amenities. Make sure you discuss HOA fees with your Valencia active adult community realtor and calculate them into your monthly budget.

Sunday, December 13, 2015

Come see the Valencia Homes Active Adult 55 plus communities in Boynton Beach, Delray Beach and Lake Worth Florida

WASHINGTON (AP) -- Americans stepped up their home-buying for a third straight month in July, as sales accelerated to the strongest pace in eight years.
The National Association of Realtors said Thursday that sales of existing homes rose 2 percent last month to a seasonally adjusted annual rate of 5.59 million, the fastest rate since February 2007. Sales have jumped 9.6 percent over the past 12 months, while the number of listings has declined 4.7 percent.
Steady job growth and relatively low mortgage rates have convinced current homeowners to purchase homes, while first-time buyers remain scarce. The housing market contains a mere 4.8 months' supply of homes, meaning that prices are rising for an increasingly narrow set of properties.
The slow six-year recovery from the Great Recession has finally revitalized the housing market. Home sales have soared in recent months, as more current homeowners have returned to the real estate market for an upgrade or to downsize as they approach retirement. Yet the upswing also reflects increasing problems with affordability that have left first-time buyer on the sidelines.
Season is here in South Florida and now is the time to buy. To all of my baby boomers that don't want to spend another cold winter up north please call me about the wonderful life-style that the Valencia communities have to offer. Valencia Lakes, Valencia Isles, Valencia Falls, Valencia Palms, Valencia Shores, Valencia Pointe, Valencia Reserve, Valencia Cove and the new Valencia Bay (New Construction)
Please call me at (561) 306-7430 for more information on these Active Adult 55 plus communities.

Saturday, December 5, 2015

GL Homes is just starting another new community.Valencia Bay located on Lyons Road just south of Valencia Cove. They are taking reservation now and you can pick the lot and the model that you want. They have added some new models that are just beautiful. 

Please call me at ( 561 ) 306-7430 for more information. Also, know that having me as you real estate agent does not cost you anything. We are paid by the builder to register you on your FIRST visit and you will not get a better price without me.

Let me be your eyes and ears through the entire building experience. 

My website is 55pluscommunityspecialist.com

Saturday, November 7, 2015

7756 Coral Colony Way Lake Worth, FL 33467

Property Site: http://tour.circlepix.com/home/FRKL87
Beautiful South Pacific that has all the bells and whistles. All tile in the living area and carpet in the second bedroom. There are new kitchen cabinets with full granite counters and back splash, pull out draws in the pantry closet, upgraded stainless appliances and beautiful window treatments.The A/C is just a few years old and the washer and dryer are newer front load machines. The home has accordion hurricane shutters and the extended patio is great for entertaining. Show your fussiest buyers.
Bedrooms: 3
Bathrooms: 2.00
Square feet: 2,522
Price: $384,000

For more information about this property, please contact Wilma Pinstein at or wilma9361@gmail.com. You can also text 3171644 to 67299.


See more listings at: www.55pluscommunityspecialist.com


MLS ID: RX-10182169

Friday, November 6, 2015

Valelncia Bay New Construction Boynton Beach Florida NEW CONSTRUCTION

GL Homes has just announced the 9th Valencia Bay Community

Grand opening will be on November 14th and I will be happy to represent you if you are unable to be here to pick your home and your lot (at no cost to you)
This active adult community premier 55 plus resort Lifestyle will include an 8-acre waterfront recreation center includes a 33,00 square foot clubhouse and will feature the following

* Full-time Lifestyle Director Offering Activities, Trip, Shows and more than 100 clubs geared toward maximizing the 55 plus experience.

* The signature collection prices range from the high $400,000 to mid $500,000

* The Vintage collection prices range from the high $500,000 to mid $600,000

* The Crown collection prices range from the mid $700,000 to the $800,000.

Valencia Lakes, Valencia Isles, Valencia Falls, Valencia Palms, Valencia Shores, Valencia Pointe and Valencia Reserve are also fabulous 55 plus communities.

Please Call Wilma at ( 561-306-7430 ) for more information on all of the homes for sale in these communities.

Monday, November 2, 2015

Home Sale Rise

WASHINGTON (AP) -- Americans stepped up their home-buying for a third straight month in July, as sales accelerated to the strongest pace in eight years.
The National Association of Realtors said Thursday that sales of existing homes rose 2 percent last month to a seasonally adjusted annual rate of 5.59 million, the fastest rate since February 2007. Sales have jumped 9.6 percent over the past 12 months, while the number of listings has declined 4.7 percent.
Steady job growth and relatively low mortgage rates have convinced current homeowners to purchase homes, while first-time buyers remain scarce. The housing market contains a mere 4.8 months' supply of homes, meaning that prices are rising for an increasingly narrow set of properties.
The slow six-year recovery from the Great Recession has finally revitalized the housing market. Home sales have soared in recent months, as more current homeowners have returned to the real estate market for an upgrade or to downsize as they approach retirement. Yet the upswing also reflects increasing problems with affordability that have left first-time buyer on the sidelines.
WASHINGTON (AP) -- Americans stepped up their home-buying for a third straight month in July, as sales accelerated to the strongest pace in eight years.
The National Association of Realtors said Thursday that sales of existing homes rose 2 percent last month to a seasonally adjusted annual rate of 5.59 million, the fastest rate since February 2007. Sales have jumped 9.6 percent over the past 12 months, while the number of listings has declined 4.7 percent.
Steady job growth and relatively low mortgage rates have convinced current homeowners to purchase homes, while first-time buyers remain scarce. The housing market contains a mere 4.8 months' supply of homes, meaning that prices are rising for an increasingly narrow set of properties.
The slow six-year recovery from the Great Recession has finally revitalized the housing market. Home sales have soared in recent months, as more current homeowners have returned to the real estate market for an upgrade or to downsize as they approach retirement. Yet the upswing also reflects increasing problems with affordability that have left first-time buyer on the sidelines.

Sunday, October 18, 2015

1096 Grove Park Circle Boynton Beach, FL 33436

Property Site: http://tour.circlepix.com/home/YKBCUF
ALL FAUX WOOD FLOORS, NEW STAINLESS APPLIANCES, GRANITE KITCHEN WITH ISLAND AND NEW WASHER AND DRYER. BEAUTIFUL LAKE VIEWS AND FENCED IN BACK YARD WITH HURRICANE SHUTTERS.
Bedrooms: 3
Bathrooms: 2.00
Square feet: 3,264
Price: $2,200

For more information about this property, please contact Wilma Pinstein at or wilma9361@gmail.com. You can also text 2588367 to 67299.


See more listings at: www.55pluscommunityspecialist.com


MLS ID: RX-10114693

Saturday, October 17, 2015

                          VALENCIA BAY


G L Homes in Boynton Beach just announced that he is going to build his 8th Valencia. The new community will be called Valencia Bay located on Lyons Road next to Valencia Cove. Prices starting the $400,000 to $700,000. Please call me at (561) 306-7430 for more information.

Friday, October 16, 2015

10831 Redlake Isle Boynton Beach, FL 33473

Property Site: http://tour.circlepix.com/home/A42L2H
Beautifully landscaped home with a fabulous center long lake view and an extended screened patio. From the moment you enter the screened enclosure into the home you will see all tile on the diagonal (no carpet) crown molding neutral color paint and a beautiful lake view from the front door. The kitchen with the wall down so open to the great room, dining room and family room. The windows in the back of the house has window tint so that the house is bright but not hot. There are hurricane shutter on the whole home.The kitchen with 42 inch cabinets with all pull out draws and granite counters with a full granite back splash.Upgraded stainless steel appliances and the house is wired for a generator. Very active clubhouse, cafe',resort-style pools,clubs of all kinds,state of the art fitness.
Bedrooms: 3
Bathrooms: 2.00
Square feet: 2,956
Price: $618,800

For more information about this property, please contact Wilma Pinstein at or wilma9361@gmail.com. You can also text 3122508 to 67299.


See more listings at: www.55pluscommunityspecialist.com


MLS ID: RX-10175530

9652 Honeybell Circle Boynton Beach, FL 33437

Property Site: http://tour.circlepix.com/home/73T974
The Gardenia model is the largest model home in the Estate Section. The first thing that you will notice when you open the front door is the very high ceilings and very open floor plan. Neutral paint, no wallpaper and all tile in the living area.The den/office has a laminate floors and the two bedrooms have carpet. The master bedroom is over sized and there is a lovely sitting area. The bedroom furniture will be left for the buyers convenience, and the wall unit in the den/office will also stay. The master bedroom has two walk in closets and the master bath has his and hers sinks with tub and separate shower.There is a new compressor and thermostat.Enjoy the covered screened patio with a serene garden view.This home is Priced to sell!
Bedrooms: 3
Bathrooms: 2.00
Square feet: 3,124
Price: $314,800

For more information about this property, please contact Wilma Pinstein at or wilma9361@gmail.com. You can also text 3114171 to 67299.


See more listings at: www.55pluscommunityspecialist.com


MLS ID: RX-10174890

Monday, October 12, 2015

Home For Sale

                              The Grove
                         Active Adult Community

This community is located on Boynton Beach Blvd. close to the turnpike, shopping and restaurants. There is a 24 hour security guard, active clubhouse for the active 55 plus.

Located in the estate section and with over 2,300 square feet under air this home is the largest in The Grove.  Please watch this video and for more information please call me at (561)306-7430

Saturday, October 3, 2015

WASHINGTON (AP) -- Americans stepped up their home-buying for a third straight month in July, as sales accelerated to the strongest pace in eight years.
The National Association of Realtors said Thursday that sales of existing homes rose 2 percent last month to a seasonally adjusted annual rate of 5.59 million, the fastest rate since February 2007. Sales have jumped 9.6 percent over the past 12 months, while the number of listings has declined 4.7 percent.
Steady job growth and relatively low mortgage rates have convinced current homeowners to purchase homes, while first-time buyers remain scarce. The housing market contains a mere 4.8 months' supply of homes, meaning that prices are rising for an increasingly narrow set of properties.
The slow six-year recovery from the Great Recession has finally revitalized the housing market. Home sales have soared in recent months, as more current homeowners have returned to the real estate market for an upgrade.
Please call me at (561) 306-7430 for all of your real estate needs.
Valencia Reserve Atlantic Grande with a fabulous water view and over $100,000 in upgrades for sale (not listed) on the MLS call Wilma for more information !  55pluscommunityspecialist.com

Saturday, August 22, 2015

RE/MAX HALL OF FAME



    I AM PROUD TO ANNOUNCE THAT I HAVE BEEN INDUCTED IN TO THE RE/MAX HALL OF FAME. THIS HONOR IS RESERVED FOR AGENTS THAT HAVE BEEN A TOP PRODUCER  YEAR AFTER YEAR DURING THERE MANY YEARS WITH THIS WONDERFUL COMPANY. I HAVE BEEN WITH RE/MAX ADVANTAGE PLUS GOING ON 15 YEARS AS A FULL TIME REAL ESTATE AGENT SPECIALIZING IN ACTIVE ADULT COMMUNITIES IN BOYNTON BEACH, DELRAY BEACH AND LAKE WORTH FLORIDA.55pluscommunityspecialist.com

Friday, August 7, 2015

Prep Your Home Before Your Next Trip

Prep Your Home Before Your Next Trip

Are you looking forward to a summer vacation? Before packing your bags and hitting the road, here's a checklist to make sure your home will stay safe and secure until you get back.
Hold, Please: A pile of mail or newspapers on the front porch is like a sign that says, "We're not home!" Make sure to put your newspapers and mail on hold, or ask a trusted neighbor to gather both for you.
Keep the Lawn Trimmed: Likewise, an overgrown lawn could signal to burglars that the home is temporarily empty. Consider scheduling lawn care while you're away.
Keep the Lights On: Another way to deter would-be burglars is toinstall safety lights that have a motion sensor outdoors. Adding a programmable timer for indoor lights is another good idea.
Eyes on the Ground: Consider webcam options to monitor your home, or ask a trusted neighbor to keep an eye on your place while you're away. Make sure they have your contact information in case something goes wrong and they need to reach you.
Lock Up: Prior to your trip, check that all locking mechanisms function properly and repair any broken locks. Lock all doors, windows and openings like pet doors before you leave.
Unplug: Unplug energy vampires. Doing this will save energy and also help you relax, knowing you didn't leave something on.
Temperature Control: Close curtains and blinds and adjust your thermostat to the desired temperature for your home while you're away.

Enjoy your trip knowing that you've taken steps to keep your home secure and efficient until you're back in town!55pluscommunityspecialist.com

Sunday, April 12, 2015

Just Sold Villaggio Reserve New Construction

Congratulations to Karen Golden on her purchase of her villa at Villaggio Reserve new construction. I am so happy that I found you just the right home.
55pluscommunityspecialist.com
Although Villaggio Reserve is an Active Adult Community, they do allow 20% not 55 years old. This community has villa's, patio homes and single family homes. 

Please call me for more information about this community and any of the other Active Adult (55+) communities. Cell: 561-306-7430

Thursday, April 2, 2015

100,000 RE/MAX AGENTS


Hello everyone,
Today, the RE/MAX network topped 100,000 in worldwide agent count. It's an incredible moment in our 42-year history. And in reality, it's much more than that.
The fact that thousands of top producers keep joining our organization is fantastic news for every Affiliate. New members add their productivity, customer base, reputations and individual talents to the network. That brings more listings, more yard signs, more advertising, more brand power, more phone calls, more Internet traffic, more referrals and more satisfied clients. The cycle continues on, as even greater results attract even more Associates.
That's our foundation and history, as meaningful now as it ever was.
So at a milestone like this, I hope everyone in RE/MAX takes a minute to celebrate what we've created together: the greatest real estate network in the world.
Gail and I want to thank every member of this amazing organization – wherever you are and whatever your role. Your talent and hard work has made this achievement possible. You've created a brand like no other in the industry, and you've built a team that others want to be part of.
Thank you! This accomplishment is yours!
View the press release.
Sincerely,
 
Dave Liniger
RE/MAX CEO & Chairman 100,000 RE/MAX AGENTS

Friday, March 27, 2015

Baby Boomers and Retirement

Within the next five years, Baby Boomers are projected to have the largest household growth of any other generation during the same time period according to the Joint Center for Housing Studies of Harvard.

Florida is one at the top of the list for Baby Boomers. First South Florida Boynton Beach, Delray Beach and Lake Worth Florida has much to offer. We have many Active Adult 55 Plus Communities such as Valencia Lakes, Valencia Isles, Valencia Falls, Valencia Shores, Valencia Pointe, Valencia Reserve and the new Valencia Cove now under construction. We are only minutes to the beautiful beaches, shopping malls, major highways, houses of worship and restaurants.

There are many other Active Adult Communities feel free to call me to discuss your needs. 
My Cell:  (561-306-7430

Amenities are 24 hour man gated entrance, fabulous clubhouse with pools, tennis ( with tennis pro), state of the art fitness center ( with trainers if you choose), shows of all kinds, clubs of all kinds, water aerobics, cards, billiards and a cafe' and a full time social director55pluscommunityspecialist.com. This is the life-style  for active Baby Boomers looking to have fun. Country club living without the country club fees.

Sunday, March 15, 2015

SO MUCH SNOW

                                   SO  MUCH  SNOW IN BOSTON


THIS WEEK MY SON AND HIS FAMILY WENT TO BOSTON TO VISIT WHERE WE USE TO LIVE AND NOW THEY ARE HAVING FUN IN THE SNOW. YES IT IS FUN WHEN YOU ARE ON VACATION BUT WHO WANTS TO LIVE WITH IT ALL WINTER LONG.

SO MUCH SNOW IN BOSTON
IT IS 81 DEGREES IN BOYNTON BEACH TODAY WHERE WOULD YOU RATHER BE :)

Tuesday, March 10, 2015

Villaggio Reserve New Construction

Villaggio Reserve is a Premiere Active Adult Community located in Delray Beach Florida.

Please call me at (561) 306-7430 for more information.

There are single family homes starting in the mid $400,000 with a two car garage, attached one story villas with a one car garage starting in the low $300,000 and now they are building attached patio homes with 2 car garages starting in the mid $300,000 .

The Cabana Clubhouse is going to be 38,000 square feet with a fabulous lifestyle.All kinds of sporting and entertainment with a grand ballroom to enjoy parties and shows. There is a cafe' with indoor or out door dining  open for breakfast and lunch.

Enjoy the resort-style swimming pool, spa and for the serious swimmers there is a lap pool. The state of the art fitness center will have all that you need to stay in shape. Also there are Zumba and Yogo Rooms, Massage room, men's and women's sauna, card rooms arts and crafts, pickle ball and bocce ball courts. Those who want to play tennis there are six lit courts, and a tennis pro shop. 

This very active adult community is within walking distance to shopping and all major highways. This is a man gated community and we call this country club living without the country club fees. 

Monday, March 9, 2015

Valencia Homes in Boynton Beach, Delray Beach and Lake Worth Florida

This winter there has been so much snow up north that we have experienced such a great amount of new clients that they have had enough. Florida is the place to be because there is something for everyone here. Everything but snow !

Looking for a first or a second home you have come to the right decision.  No more winters up north.

I am an active adult specialist and the single family homes in all of the Valencia communities are selling very fast. As soon as they go on the market they are sold. There are eight Valencia Communities Valencia Lakes, Valencia Isles, Valencia Shores, Valencia Falls, Valencia Palms, Valencia Pointe, Valencia Reserve and the New Valencia Cove new construction. GL homes is a wonderful builder and builds a Very Active 55plus Community of single family homes.

If this is a second home you may want to consider a single story attached villa or condo. We have those also. Please call me at (561) 306-7430 for more information